NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Banks Are Where The Liquidity Is

Oliver Hart, Luigi Zingales

NBER Working Paper No. 20207
Issued in June 2014

---- Acknowledgments ----

We would like to thank Arnoud Boot, Christian Leuz, Alp Simsek, Vania Stavrakeva, Robert Vishny, and participants in seminars at MIT, the University of Chicago, Cass Business School, LSE (finance), Boston College, and the University of Amsterdam for useful comments, and Kirill Borusyak for research assistance. Oliver Hart gratefully acknowledges financial support from the U.S. National Science Foundation through the National Bureau of Economic Research. Luigi Zingales gratefully acknowledges financial support from the Center for Research in Security Prices (CRSP) and the Initiative on Global Markets at the University of Chicago. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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