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How Do Older Workers Use Nontraditional Jobs?

Alicia Munnell, Geoffrey T. Sanzenbacher, Abigail N. Walters


This chapter is a preliminary draft unless otherwise noted. It may not have been subjected to the formal review process of the NBER. This page will be updated as the chapter is revised.

Chapter in forthcoming NBER book Incentives and Limitations of Employment Policies on Retirement Transitions: Comparisons of Public and Private Sectors, Robert L. Clark and Joseph P. Newhouse, organizers
Conference held August 9-10, 2019
Forthcoming from Journal of Pension Economics and Finance (Cambridge University Press)

Working consistently through one's early 60s is key to retirement security. However, workers without access to retirement plans and health insurance will likely struggle to achieve such security. This paper uses the Health and Retirement Study to identify nontraditional jobs—which lack these benefits—and applies sequence analysis to explore how workers aged 50–62 use them. The results suggest that most nontraditional jobs are used by workers consistently, and that fewer workers use these jobs briefly or as a bridge to retirement. Workers consistently in nontraditional jobs end up with less retirement income and are more likely to be depressed.

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Document Object Identifier (DOI): 10.1017/S1474747220000086

This chapter first appeared as NBER working paper w26379, How do Older Workers use Nontraditional Jobs?, Alicia H. Munnell, Geoffrey T. Sanzenbacher, Abigail N. Walters
 
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