Dynamic Pricing Regulation and Welfare in Insurance Markets

We thank Mariacristina De Nardi, Ying Fan, Sebastian Fleitas, Eric French, Daniel Gottlieb, Gautam Gowrisankaran, Ben Handel, Igal Hendel, Jean-François Houde, You Suk Kim, Karen Kopecky, Dirk Krueger, Lorenzo Magnolfi, Nate Miller, Martin O’connell, Ashley Swanson, Motohiro Yogo, as well as participants at the 2022 ASSA meeting, Becker Friedman Institute (University of Chicago), Cowles Conference (Models & Measurement), Dynamic Structural Econometrics Conference, LAEF conference at UCSB, MIT, Montreal Ageing Conference, NBER Insurance group meeting, Rice, Ridge conference, SNU, Stanford Institute of Theoretical Economics (IO of Healthcare and Consumer Finance Markets), Triangle Micro Conference at UNC, University of Nebraska, USC, University of Wisconsin-Madison, and WashU Olin for helpful comments and discussions. Funding from the Wisconsin Alumni Research Foundation provided by the University of Wisconsin-Madison Office of the Vice Chancellor for Research and Graduate Education is gratefully acknowledged. All remaining errors are our own. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

• February 8, 2023