Give Me a Pass: Flexible Credit for Entrepreneurs in Colombia

Thanks to Diego Eslava, Javier Madrazo, David McDevitt, Nathan Haddon, Khanh Hoang Dien Nguyen, Pablo Olmos, Anna Segura, Ana Serrano, Katerine Ramirez, Guillermo Tovar and Jesús Villero for excellent research management and assistance. Thanks to seminar participants at the Asian Development Bank, Atteneo de Manila University, Carnegie Mellon University, Columbia University, DIW Finance and Development Workshop, DIW Productivity and Development Workshop, Haverford College, University of Göttingen, University of Pittsburgh and UW-Milwaukee for helpful comments. We thank Kiva and Google.org for funding. We maintained intellectual freedom to report and interpret the results. We thank the management and staff of Fundación Mario Santo Domingo for their exceptional cooperation. Registered in the American Economic Association Registry for randomized controlled trials (AEARCTR-0001123). Institutional Review Board approval for human subjects research from Innovations for Poverty Action 14181. The views expressed are those of the authors and should not be attributed to the World Bank, its executive directors, the countries they represent, or the National Bureau of Economic Research.

• randomized controlled trials registry entry

• November 4, 2022
• January 31, 2023
• January 23, 2024
• May 19, 2025