Insolvency After the 2005 Bankruptcy Reform
---- Acknowledgments ----
For useful comments, we wish to thank Christopher Conlon, Luigi Guiso, David Lucca, Neale Mahoney, Don Morgan, Claudia Olivetti, Christoph Rothe, Joe Tracy, Jonathan Vogel and seminar participants at Columbia University, FRBNY, SED Annual Meetings, National Bank of Poland, NBER Summer Institute, NBER Household Finance: Research Findings and Implications for Policy conference, 13th Workshop on Macroeconomic Dynamics, University of Waterloo, University of Vienna, Mannheim University, University of Bonn, EUI and Deutsche Bundesbank. We are also grateful to Jakob Fabina, Matthew Ploenzke and Harry Wheeler for excellent research assistance. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.