NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Lessons for Public Pensions from Utah's Move to Pension Choice

Robert L. Clark, Emma Hanson, Olivia S. Mitchell

NBER Working Paper No. 21385
Issued in July 2015

---- Acknowledgments ----

The research described in this paper began with a conversation with Richard Ellis, State Treasurer of Utah, who provided introductions to the leaders of the Utah Retirement System (URS) and supported our examination of the impact of pension reform in Utah. The authors acknowledge the assistance of Daniel Anderson, Executive Director; Jeff Allen, Chief Information Officer; John Brinkerhoff, Chief Privacy Officer and Information Security Officer; Joe Kanis, Retirement Applications Manager; and others at URS. This work was presented at “Retirement and Health Benefit in the Public Sector,” an NBER conference, and useful comments were provided by David Laibson. Research support was provided by the Pension Research Council/Boettner Center at The Wharton School of the University of Pennsylvania. The research is part of the NBER programs on Aging, Public Economics, and Labor Studies. Opinions and errors are solely those of the authors and not of the institutions with whom the authors are affiliated, nor of the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for Olivia S. Mitchell ----

Mitchell serves as an Independent Trustee for the Wells Fargo Advantage Funds and has received more than $10,000 from the TIAA-CREF Institute for research on retirement security.

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