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Estimating the Impact of Microcredit on Those Who Take It Up: Evidence from a Randomized Experiment in Morocco

Bruno Crépon, Florencia Devoto, Esther Duflo, William Pariente

NBER Working Paper No. 20144
Issued in May 2014

---- Acknowledgments ----

Funding for this study was provided by the Agence Française de Développement (AFD), the International Growth Centre (IGC), and the Abdul Latif Jameel Poverty Action Lab (J-PAL). We thank, without implicating, these three institutions for their support. The draft was not reviewed by the AFD, IGC or J-PAL before submission and only represents the views of the authors. The study received IRB approval from MIT, COUHES 0603001706. This paper is registered in AEA Social Science Registry under number AEARCTR-0000371 We thank Abhijit Banerjee and Ben Olken for comments. We thank Aurélie Ouss, Diva Dhar and Stefanie Stantcheva for tremendous research assistance, and seminar and conference participants for very useful comments. We also thank Team Maroc for their efforts in conducting the surveys and the French National Institute of Statistics (INSEE) for their precious help with data entry. We are deeply indebted to the whole team of Al Amana without whom this evaluation would not have been possible, in particular, to Fouad Abdelmoumni, Zakia Lalaoui and Fatim-Zahra Zaim. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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