NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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How Cognitive Ability and Financial Literacy Shape the Demand for Financial Advice at Older Ages

Hugh Hoikwang Kim, Raimond Maurer, Olivia S. Mitchell

NBER Working Paper No. 25750
Issued in April 2019

---- Acknowledgments ----

The authors thank Yong Yu and Destan Kirimhan for excellent programming and research assistance. Research funding for this project was provided by the TIAA Institute and the Pension Research Council/Boettner Center at the Wharton School of the University of Pennsylvania. Opinions and conclusions expressed herein are solely those of the authors and do not represent the opinions or policy of the funders or any other institutions with which the authors are affiliated, nor those of the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for Olivia S. Mitchell ----

Mitchell serves as an Independent Trustee for the Wells Fargo Advantage Funds and has received more than $10,000 from the TIAA Institute for research on retirement security.

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