NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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On the Rise of FinTechs - Credit Scoring using Digital Footprints

Tobias Berg, Valentin Burg, Ana Gombović, Manju Puri

NBER Working Paper No. 24551
Issued in April 2018, Revised in July 2018

---- Acknowledgments ----

We wish to thank Frank Ecker, Falko Fecht, Christine Laudenbach, Laurence van Lent, Kelly Shue (discussant), Sascha Steffen, as well as participants of the 2018 RFS FinTech Conference, the 2018 Swiss Winter Conference on Financial Intermediation, and research seminars at Duke University, FDIC, and Frankfurt School of Finance & Management for valuable comments and suggestions. This work was supported by a grant from FIRM (Frankfurt Institute for Risk Management and Regulation). The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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