NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Eyes Wide Shut? The Moral Hazard of Mortgage Insurers during the Housing Boom

Neil Bhutta, Benjamin J. Keys

NBER Working Paper No. 24844
Issued in July 2018

---- Acknowledgments ----

We thank Larry Cordell, Karen Dynan, Fernando Ferreira, Scott Frame, Joe Gyourko, Doug McManus, Steve Oliner, Michael Palumbo, Ed Pinto, Todd Sinai, Nancy Wallace, representatives from two mortgage insurance firms, and numerous seminar and conference participants for helpful comments and suggestions. Jeremy Kirk provided outstanding research assistance. The views expressed herein are those of the authors and do not necessarily reflect the views of the Federal Reserve Board, its staff, or National Bureau of Economic Research. Any remaining errors are our own.

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