NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Trust in Lending

Richard T. Thakor, Robert C. Merton

NBER Working Paper No. 24778
Issued in June 2018

---- Acknowledgments ----

We thank Barney Hartman-Glaser (discussant) and participants at the 2018 Financial Intermediation Research Society Conference, 2018 North American Summer Meeting of the Econometric Society, and Minnesota Junior Finance Conference for helpful comments. We also thank Xuelin Li for research assistance. We alone are responsible for remaining errors, if any. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for Robert C. Merton ----

Robert C. Merton receives research funding from Sloan School of Management, MIT. He is Resident Scientist at Dimensional Holdings, Inc. This paper does not reflect the positions of either of these organizations.

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