NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Borrowing from the Future: 401(k) Plan Loans and Loan Defaults

Timothy (Jun) Lu, Olivia S. Mitchell, Stephen P. Utkus, Jean A. Young

NBER Working Paper No. 21102
Issued in April 2015

---- Acknowledgments ----

The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for Olivia S. Mitchell ----

Mitchell serves as an Independent Trustee for the Wells Fargo Advantage Funds and has received more than $10,000 from the TIAA-CREF Institute for research on retirement security.

---- Disclosure of Financial Relationships for Stephen P. Utkus ----

Utkus is director of the retirement research center at Vanguard, a 401(k) recordkeeping firm and an investment manager for retirement plans.

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