NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Race, Ethnicity and High-Cost Mortgage Lending

Patrick Bayer, Fernando Ferreira, Stephen L. Ross

NBER Working Paper No. 20762
Issued in December 2014

---- Acknowledgments ----

We thank the Ford Foundation, Research Sponsors Program of the Zell/Lurie Real Estate Center at Wharton, and the Center for Real Estate and Urban Economic Studies at the University of Connecticut for financial support. Gordon MacDonald, Kyle Mangum, and Yuan Wang provided outstanding research assistance. The analyses presented in this paper uses information provided by one of the major credit reporting agencies. However, the substantive content of the paper is the responsibility of the authors and does not reflects the specific views of any credit reporting agencies.

---- Disclosure of Financial Relationships for Stephen L. Ross ----

Ross gratefully acknowledges funding from the National Institute for Child Health and Development, the MacArthur Foundation, the Ford Foundation. Ross has also worked recently as a consultant for the Urban Institute and for K&L Gates LLP.

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