Bank Monitoring and Investment: Evidence from the Changing Structure of Japanese Corporate Banking Relationships

Takeo Hoshi, Anil Kashyap, and David Scharfstein, Asymmetric Information, Corporate Finance, and Investment (University of Chicago Press, 1990), chap. 4, https://www.nber.org/books-and-chapters/asymmetric-information-corporate-finance-and-investment/bank-monitoring-and-investment-evidence-changing-structure-japanese-corporate-banking-relationships.