NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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NBER Papers on Household Finance Working Group

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2020
w26740 Matteo Leombroni
Monika Piazzesi
Martin Schneider
Ciaran Rogers

Inflation and the Price of Real Assets
w26739 Adair Morse
Karen Pence

Technological Innovation and Discrimination in Household Finance
w26700 Mattia Landoni
Stephen P. Zeldes

Should the Government be Paying Investment Fees on $3 Trillion of Tax-Deferred Retirement Assets?
w26691 George Wehby
Robert Kaestner
Wei Lyu
Dhaval M. Dave

Effects of the Minimum Wage on Child Health
w26684 Olivia S. Mitchell
Stephen Utkus

Target Date Funds and Portfolio Choice in 401(k) Plans
w26668 Benjamin Loos
Steffen Meyer
Michaela Pagel

The Consumption Effects of the Disposition to Sell Winners and Hold Losers
w26645 Bronson Argyle
Taylor D. Nadauld
Christopher Palmer

Real Effects of Search Frictions in Consumer Credit Markets
w26635 Corina Boar
Dynastic Precautionary Savings
w26621 Charles Yuji Horioka
Emin Gahramanov
Aziz Hayat
Xueli Tang

The Impact of Bequest Motives on Retirement Behavior in Japan: A Theoretical and Empirical Analysis
w26616 Maria Petrova
Ricardo Perez-Truglia
Andrei Simonov
Pinar Yildirim

Are Political and Charitable Giving Substitutes? Evidence from the United States
2019
w26588 Andreas Fagereng
Martin Blomhoff Holm
Benjamin Moll
Gisle Natvik

Saving Behavior Across the Wealth Distribution: The Importance of Capital Gains
w26576 Claire Yurong Hong
Xiaomeng Lu
Jun Pan

The Economic Impact of Distributing Financial Products on Third-Party Online Platforms
w26527 Conchita D'Ambrosio
Giorgia Menta
Edward N. Wolff

Income and Wealth Volatility: Evidence from Italy and the U.S. in the Past Two Decades
w26518 Benjamin Enke
Thomas Graeber

Cognitive Uncertainty
w26498 John Beshears
James J. Choi
Mark Iwry
David John
David Laibson
Brigitte C. Madrian

Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts
w26469 Marco Cipriani
Ana Fostel
Daniel Houser

Endogenous Leverage and Default in the Laboratory
w26457 Zhenyu Gao
Michael Sockin
Wei Xiong

Economic Consequences of Housing Speculation
w26437 Vanya Horneff
Raimond Maurer
Olivia S. Mitchell

How Would 401(k) 'Rothification' Alter Saving, Retirement Security, and Inequality?
w26406 Vanya Horneff
Daniel Liebler
Raimond Maurer
Olivia S. Mitchell

Implications of Money-Back Guarantees for Individual Retirement Accounts: Protection Then and Now
w26367 Maria Polyakova
Stephen P. Ryan

Subsidy Targeting with Market Power
w26357 Dietmar Fehr
Günther Fink
Kelsey Jack

Poverty, Seasonal Scarcity and Exchange Asymmetries
w26354 Sean Hundtofte
Arna Olafsson
Michaela Pagel

Credit Smoothing
w26330 Thomas Philippon
On Fintech and Financial Inclusion
w26328 Leandro Carvalho
Arna Olafsson
Dan Silverman

Misfortune and Mistake: The Financial Conditions and Decision-making Ability of High-cost Loan Borrowers
w26322 Amine Ouazad
Matthew E. Kahn

Mortgage Finance in the Face of Rising Climate Risk
w26285 Gastón Illanes
Manisha Padi

Retirement Policy and Annuity Market Equilibria: Evidence from Chile
w26254 Tal Gross
Raymond Kluender
Feng Liu
Matthew J. Notowidigdo
Jialan Wang

The Economic Consequences of Bankruptcy Reform
w26237 Francesco D’Acunto
Ulrike Malmendier
Juan Ospina
Michael Weber

Exposure to Daily Price Changes and Inflation Expectations
w26209 Mark Rosenzweig
Junsen Zhang

Housing Prices, Inter-generational Co-residence, and "Excess" Savings by the Young: Evidence using Chinese Data
w26183 Stefan Gissler
Rodney Ramcharan
Edison Yu

The Effects of Competition in Consumer Credit Market
w26176 Anya Samek
Arie Kapteyn
Andre Gray

Using Vignettes to Improve Understanding of Social Security and Annuities
w26165 Stefania Albanesi
Domonkos F. Vamossy

Predicting Consumer Default: A Deep Learning Approach
w26139 John Eric Humphries
Nicholas S. Mader
Daniel I. Tannenbaum
Winnie L. van Dijk

Does Eviction Cause Poverty? Quasi-Experimental Evidence from Cook County, IL
w26131 Christopher D. Carroll
Jiri Slacalek
Martin Sommer

Dissecting Saving Dynamics: Measuring Wealth, Precautionary, and Credit Effects
w26110 Jeremy Burke
Julian Jamison
Dean Karlan
Kata Mihaly
Jonathan Zinman

Credit Building or Credit Crumbling? A Credit Builder Loan's Effects on Consumer Behavior, Credit Scores and Their Predictive Power
w26078 Gopi Shah Goda
Matthew R. Levy
Colleen Flaherty Manchester
Aaron Sojourner
Joshua Tasoff

Who is a Passive Saver Under Opt-In and Auto-Enrollment?
w26048 Tatiana Homonoff
Rourke O'Brien
Abigail B. Sussman

Does Knowing Your FICO Score Change Financial Behavior? Evidence from a Field Experiment with Student Loan Borrowers
w26036 Leandro Carvalho
Dan Silverman

Complexity and Sophistication
w26029 Michael Bailey
Patrick Farrell
Theresa Kuchler
Johannes Stroebel

Social Connectedness in Urban Areas
w26025 Dean Jolliffe
Juan Margitic
Martin Ravallion

Food Stamps and America's Poorest
w25976 Kate Bundorf
Maria Polyakova
Ming Tai-Seale

How do Humans Interact with Algorithms? Experimental Evidence from Health Insurance
w25959 Gabriel Chodorow-Reich
Plamen T. Nenov
Alp Simsek

Stock Market Wealth and the Real Economy: A Local Labor Market Approach
w25943 Robert Bartlett
Adair Morse
Richard Stanton
Nancy Wallace

Consumer-Lending Discrimination in the FinTech Era
w25929 Orazio Attanasio
Matthew Bird
Lina Cardona-Sosa
Pablo Lavado

Freeing Financial Education via Tablets: Experimental Evidence from Colombia
w25906 Jack Favilukis
Pierre Mabille
Stijn Van Nieuwerburgh

Affordable Housing and City Welfare
w25905 Benjamin M. Marx
Lesley J. Turner

Student Loan Choice Overload
w25876 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian
William L. Skimmyhorn

Borrowing to Save? The Impact of Automatic Enrollment on Debt
w25861 Vivek Bhattacharya
Gaston Illanes
Manisha Padi

Fiduciary Duty and the Market for Financial Advice
w25843 Michael Bailey
Drew M. Johnston
Theresa Kuchler
Johannes Stroebel
Arlene Wong

Peer Effects in Product Adoption
w25832 Mariacristina De Nardi
Giulio Fella
Marike G. Knoef
Gonzalo Paz-Pardo
Raun Van Ooijen

Family and Government Insurance: Wage, Earnings, and Income Risks in the Netherlands and the U.S.
w25814 Eliezer Fich
Viktoriya Lantushenko
Clemens Sialm

Institutional Trading Around M&A Announcements
w25810 Marco Di Maggio
Ankit Kalda
Vincent Yao

Second Chance: Life without Student Debt
w25805 Prottoy A. Akbar
Sijie Li
Allison Shertzer
Randall P. Walsh

Racial Segregation in Housing Markets and the Erosion of Black Wealth
w25764 Eric T. Swanson
Implications of Labor Market Frictions for Risk Aversion and Risk Premia
w25761 Daniel Cooper
María José Luengo-Prado
Jonathan A. Parker

The Local Aggregate Effects of Minimum Wage Increases
w25757 Michael Gelman
Shachar Kariv
Matthew D. Shapiro
Dan Silverman

Rational Illiquidity and Consumption: Theory and Evidence from Income Tax Withholding and Refunds
w25750 Hugh Hoikwang Kim
Raimond Maurer
Olivia S. Mitchell

How Cognitive Ability and Financial Literacy Shape the Demand for Financial Advice at Older Ages
w25744 Stefano Giglio
Matteo Maggiori
Johannes Stroebel
Stephen Utkus

Five Facts about Beliefs and Portfolios
w25738 Bruce D. Meyer
Nikolas Mittag

Combining Administrative and Survey Data to Improve Income Measurement
w25737 Bruce D. Meyer
Nikolas Mittag

An Empirical Total Survey Error Decomposition Using Data Combination
w25734 Robert F. Engle III
Stefano Giglio
Bryan T. Kelly
Heebum Lee
Johannes Stroebel

Hedging Climate Change News
w25718 Paul D. Adams
Stefan Hunt
Christopher Palmer
Redis Zaliauskas

Testing the Effectiveness of Consumer Financial Disclosure: Experimental Evidence from Savings Accounts
w25701 Amine Ouazad
Romain Rancière

Market Frictions, Arbitrage, and the Capitalization of Amenities
w25685 Adrien Auclert
Will S. Dobbie
Paul Goldsmith-Pinkham

Macroeconomic Effects of Debt Relief: Consumer Bankruptcy Protections in the Great Recession
w25668 Bronson Argyle
Taylor D. Nadauld
Christopher Palmer

Monthly Payment Targeting and the Demand for Maturity
w25661 Margherita Borella
Mariacristina De Nardi
Fang Yang

The Lost Ones: the Opportunities and Outcomes of Non-College Educated Americans Born in the 1960s
w25642 Manasi Deshpande
Tal Gross
Yalun Su

Disability and Distress: The Effect of Disability Programs on Financial Outcomes
w25622 Ricardo Perez-Truglia
The Effects of Income Transparency on Well-Being: Evidence from a Natural Experiment
w25612 Tito Boeri
Andrea Ichino
Enrico Moretti
Johanna Posch

Wage Equalization and Regional Misallocation: Evidence from Italian and German Provinces
w25586 Itzik Fadlon
Shanthi P. Ramnath
Patricia K. Tong

Market Inefficiency and Household Labor Supply: Evidence from Social Security's Survivors Benefits
w25584 Qing Hu
Ross Levine
Chen Lin
Mingzhu Tai

Mentally Spent: Credit Conditions and Mental Health
w25567 John Gathergood
David Hirshleifer
David Leake
Hiroaki Sakaguchi
Neil Stewart

Naïve *Buying* Diversification and Narrow Framing by Individual Investors
w25566 Bing Han
David Hirshleifer
Johan Walden

Visibility Bias in the Transmission of Consumption Beliefs and Undersaving
w25561 Kanin Anantanasuwong
Roy Kouwenberg
Olivia S. Mitchell
Kim Peijnenberg

Ambiguity Attitudes about Investments: Evidence from the Field
w25557 John Gathergood
Neale Mahoney
Neil Stewart
Jörg Weber

How Do Americans Repay Their Debt? The Balance-Matching Heuristic
w25548 Jon Kleinberg
Jens Ludwig
Sendhil Mullainathan
Cass R. Sunstein

Discrimination In The Age Of Algorithms
w25542 Steffen Meyer
Michaela Pagel

Fully Closed: Individual Responses to Realized Gains and Losses
w25540 Victor Stango
Jonathan Zinman

We are all Behavioral, More or Less: Measuring and Using Consumer-level Behavioral Sufficient Statistics
w25526 Su H. Shin
Dean R. Lillard
Jay Bhattacharya

Understanding the Correlation between Alzheimer's Disease Polygenic Risk, Wealth, and the Composition of Wealth Holdings
w25505 Ernest Liu
Atif Mian
Amir Sufi

Low Interest Rates, Market Power, and Productivity Growth
w25498 Finn Kydland
Nick Pretnar

The Costs and Benefits of Caring: Aggregate Burdens of an Aging Population
w25496 Francesco D’Acunto
Daniel Hoang
Maritta Paloviita
Michael Weber

IQ, Expectations, and Choice
w25491 Katja Hanewald
Hazel Bateman
Hanming Fang
Shang Wu

Is There a Demand for Reverse Mortgages in China? Evidence from Two Online Surveys
w25450 Barney Hartman-Glaser
Benjamin M. Hébert

The Insurance is the Lemon: Failing to Index Contracts
w25448 Pietro Veronesi
Heterogeneous Households under Uncertainty
w25442 Matthew Smith
Danny Yagan
Owen M. Zidar
Eric Zwick

Capitalists in the Twenty-First Century
w25417 Peter Ganong
Pascal J. Noel

Consumer Spending During Unemployment: Positive and Normative Implications

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Generated on Mon Feb 24 00:00:10 2020

 
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