Sveriges Lantbruksuniversitet (SLU)
55244, VHC Building, Ulls Väg 26
Institutional Affiliations: Sveriges Lantbruksuniversitet (SLU) and ITU, Lahore and ITU, Lahore
NBER Working Papers and Publications
|March 2019||Mobile Money and Healthcare Use: Evidence from East Africa|
with Benjamin W. Cowan: w25669
This paper uses a difference-in-difference framework to estimate the effects of mobile money transfer technology (MMT) on healthcare usage in the face of negative health shocks. We use survey data from 2013-16 with quarterly observations on about 1,600 households of 10 villages in the Kisumu region of Western Kenya. We find evidence that MMT, likely through greater ease of informal borrowing, helps households increase utilization of formal healthcare services in terms of visits to a clinic, consultation and medication expenditures in comparison with the non-users of this technology.