NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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What Does (Formal) Health Insurance Do, and For Whom?

Amy Finkelstein, Neale Mahoney, Matthew J. Notowidigdo

NBER Working Paper No. 23718
Issued in August 2017

---- Acknowledgments ----

We are grateful to Sarah Abraham, Craig Garthwaite, Andrew Goodman-Bacon, Colin Gray, Nathan Hendren, Erzo Luttmer, Mark Shepard, Johannes Spinnewijn, Jonathan Skinner, and Carolyn Stein for helpful comments. We gratefully acknowledge nancial support from the National Institute of Aging under grants RC2AGO36631 and R01AG0345151 (Finkelstein). The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for Amy Finkelstein ----

I am a member of the Congressional Budget Office’s Panel of Health Advisers.

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