NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Loan Product Steering in Mortgage Markets

Sumit Agarwal, Gene Amromin, Itzhak Ben-David, Douglas D. Evanoff

NBER Working Paper No. 22696
Issued in September 2016

---- Acknowledgments ----

The authors thank Caitlin Kearns, Mike Mei, and Michael Murto for outstanding research assistance and Han Choi for editorial assistance. They also thank Viral Acharya, Gadi Barlevy, Mike Berry, Jason Keller, Steve Kuehl, Elizabeth Laderman, Geng Li, Leonard Nakamura, Mitchell Petersen, Amit Seru, Greg Udell, Lena Vanterpool, Alicia Williams and Marva Williams for constructive input. All errors are those of the authors. The views expressed in this paper are those of the authors and do not reflect those of the Federal Reserve Bank of Chicago, the Federal Reserve System, or the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for Douglas D. Evanoff ----

The authors thank Caitlin Kearns, Mike Mei, and Michael Murto for outstanding research assistance and Han Choi for editorial assistance. They also thank Viral Acharya, Gadi Barlevy, Mike Berry, Jason Keller, Steve Kuehl, Elizabeth Laderman, Geng Li, Leonard Nakamura, Mitchell Petersen, Amit Seru, Greg Udell, Lena Vanterpool, Alicia Williams and Marva Williams for constructive input. All errors are those of the authors. The views expressed herein are those of the authors and do not necessarily reflect the views of the Federal Reserve Bank of Chicago, the Federal Reserve System or the National Bureau of Economic Research.

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