Disability Risk, Disability Insurance and Life Cycle Behavior
---- Acknowledgments ----
Low thanks funding from the ESRC as a Research Fellow, grant number RES-063-27-0211. Pistaferri thanks funding from NIH/NIA under grant 1R01AG032029-01 and from NSF under grant SES-0921689. We have received useful comments from audiences at various conferences and departments in Europe and the US. We are especially grateful to Tom Crossley, Costas Meghir and Aleh Tsyvinski for detailed comments, and to Katja Kaufmann and Itay Saporta for research assistance. All errors are our own. The views expressed herein are those of the authors and do not necessarily mreflect the views of the National Bureau of Economic Research.