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  • James M. Poterba, Joshua Rauh, Steven F. Venti, and David A. Wise, Social Security Policy in a Changing Environment (University of Chicago Press, 2009), chap. 8, https://www.nber.org/books-and-chapters/social-security-policy-changing-environment/reducing-social-security-pra-risk-individual-level-life-cycle-funds-and-no-loss-strategies.

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