Supplementing Public Insurance Coverage with Private Coverage: Implications for Medical Care Systems

David M. Cutler, Labor Markets and Firm Benefit Policies in Japan and the United States (University of Chicago Press, 2003), chap. 7, https://www.nber.org/books-and-chapters/labor-markets-and-firm-benefit-policies-japan-and-united-states/supplementing-public-insurance-coverage-private-coverage-implications-medical-care-systems.