Work Disability is a Pain in the ****, Especially in England, the Netherlands, and the United States

James Banks, Arie Kapteyn, James P. Smith, and Arthur van Soest, Health at Older Ages: The Causes and Consequences of Declining Disability among the Elderly (University of Chicago Press, 2009), chap. 9, https://www.nber.org/books-and-chapters/health-older-ages-causes-and-consequences-declining-disability-among-elderly/work-disability-pain-especially-england-netherlands-and-united-states.