NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports

Will Dobbie, Paul Goldsmith-Pinkham, Neale Mahoney, Jae Song

NBER Working Paper No. 22711
Issued in October 2016

---- Acknowledgments ----

We are extremely grateful to Gerald Ray and David Foster at the Social Security Administration for their help and support. We also thank Orley Ashenfelter, Emily Breza, Hank Farber, Alex Mas, Jon Petkun, Isaac Sorkin, Eric Zwick, and numerous seminar participants for helpful comments and suggestions. Katherine DiLucido and Yin Wei Soon provided excellent research assistance. The views expressed are those of the authors and do not necessarily reflect those of the Federal Reserve Bank of New York, the Federal Reserve System, the Social Security Administration, or the National Bureau of Economic Research.

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