History, Geography, and the Markets for Mortgage Loans in Nineteenth-Century France

Philip T. Hoffman, Gilles Postel-Vinay, and Jean-Laurent Rosenthal, Understanding Long-Run Economic Growth: Geography, Institutions, and the Knowledge Economy (University of Chicago Press, 2008), chap. 5, https://www.nber.org/books-and-chapters/understanding-long-run-economic-growth-geography-institutions-and-knowledge-economy/history-geography-and-markets-mortgage-loans-nineteenth-century-france.