Appendix H: Estimation of Delinquency and Repossession Risk from Maturity and Down Payment Information on New-Auto Contracts

Geoffrey H. Moore, The Quality of Consumer Instalment Credit (NBER, 1967), https://www.nber.org/books-and-chapters/quality-consumer-instalment-credit/appendix-h-estimation-delinquency-and-repossession-risk-maturity-and-down-payment-information-new.