NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Research and Impacts of Digital Financial Services

Dean Karlan, Jake Kendall, Rebecca Mann, Rohini Pande, Tavneet Suri, Jonathan Zinman

NBER Working Paper No. 22633
Issued in September 2016, Revised in September 2016
NBER Program(s):Development Economics, Law and Economics

A growing body of rigorous research shows that financial services innovations can have important positive impacts on wellbeing, but also that many do not. We first describe the latest evidence on what works in financial inclusion. Second, we summarize research on key financial market failures and on products and innovations that address specific mechanisms underlying them. We conclude by highlighting open areas for future work.

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Document Object Identifier (DOI): 10.3386/w22633

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