What Will My Account Really Be Worth? An Experiment on Exponential Growth Bias and Retirement Saving
NBER Working Paper No. 17927
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We are grateful to Jackie Singer and Shelly Wymer for their assistance with administering this project. The research reported herein was performed pursuant to a grant from the U.S. Social Security Administration (SSA) funded as part of the Financial Literacy Center. The authors also acknowledge additional support provided by the TIAA-CREF Institute and the University of Minnesota Carlson School of Management. The authors thank John Beshears, Jeff Brown, Wandi Bruine de Bruin, Katherine Carman, James Choi, Courtney Coile, Adeline Delavande, Maria Fitzpatrick, Damon Jones, Amit Kramer, Ron Laschever, Annamaria Lusardi, Erzo F.P. Luttmer, Dayanand Manoli, Olivia Mitchell, Enrico Moretti, Victor Stango, Robert Willis, Joanne Yoong and seminar participants at the University of Illinois and at the University of Chicago for comments. The opinions and conclusions expressed herein are solely those of the authors and do not represent the opinions or policy of SSA, any agency of the Federal Government, the National Bureau of Economic Research, or any other institution with which the authors are affiliated. c2012 Goda, Manchester and Sojourner. All rights reserved.