NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Were the Nigerian Banking Reforms of 2005 A Success ... And for the Poor?

Lisa D. Cook

NBER Working Paper No. 16890
Issued in March 2011

---- Acknowledgements -----

I am grateful to Magnus Adiele, Bode Agusto, Edna Ishaya, Eric Naivasha, Doyin Salami, and bankers and banking officials in Nigeria for their helpful discussions and Yaw Ansu and Benno Ndulu for their helpful comments. I also benefitted from comments from seminar participants at the Central Bank of Nigeria, Michigan State University, and the National Bureau of Economic Research and able research assistance from Chaleampong Kongcharoen, Suhyeon Nam, and Íñigo Verduzco. Funding from the NBER Africa Project is gratefully acknowledged. A substantial part of the paper was written while visiting the National Poverty Center at the University of Michigan, and its support is also acknowledged. The views expressed herein are those of the author and do not necessarily reflect the views of the National Bureau of Economic Research.

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