NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Incorporating Employee Heterogeneity into Default Rules for Retirement Plan Selection

Gopi Shah Goda, Colleen Flaherty Manchester

NBER Working Paper No. 16099
Issued in July 2010

---- Acknowledgements -----

We would like to thank James Robertson for excellent research assistance, and Kristine Brown, Maria Fitzpatrick, Caroline Hoxby, Damon Jones, Ron Laschever, Brigitte Madrian, Olivia Mitchell, Kevin Mumford, Anita Alves Pena, Greg Rosston, John Shoven, and Sita Slavov for helpful comments as well as seminar participants at Stanford University, the University of Minnesota and the NBER Summer Institute. This research was supported by the Center for Retirement Research at Boston College pursuant to a grant from the U.S. Social Security Administration through the Steven H. Sandell 2009-2010 Grant Program for Junior Scholars in Retirement Research. The opinions and conclusions are solely those of the authors and should not be construed as representing the opinions or policy of the Social Security Administration, any agency of the Federal Government, the Center for Retirement Research at Boston College, or the National Bureau of Economic Research.

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