@inbook{NBERc6044,
 Crossref = "NBERbodi88-1",
 title = "Annuity Prices and Saving Behavior in the United States",
 author = "Benjamin M. Friedman and Mark Warshawsky",
 BookTitle = "Pensions in the U.S. Economy",
 Publisher = "University of Chicago Press",
 pages = "53-84",
 year = "1988",
 URL = "http://www.nber.org/chapters/c6044",
}
@book{NBERbodi88-1,
 title = "Pensions in the U.S. Economy",
 author = "Zvi Bodie and John B. Shoven and David A. Wise",
 institution = "National Bureau of Economic Research",
 type = "Book",
 publisher = "University of Chicago Press",
 year = "1988",
 URL = "http://www.nber.org/books/bodi88-1",
}