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  • Jeffrey R. Brown and Scott J. Weisbenner, Retirement Benefits for State and Local Employees: Designing Pension Plans for the Twenty-First Century (Elsevier, Journal of Public Economics, vol. 116 , 2012), chap. 3, https://www.nber.org/books-and-chapters/retirement-benefits-state-and-local-employees-designing-pension-plans-twenty-first-century/why-do-individuals-choose-defined-contribution-plans-evidence-participants-large-public-plan.

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