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  • Business Loan Costs and Bank Market Structure: An Empirical Estimate of Their Relations (NBER, 1971), https://www.nber.org/books-and-chapters/business-loan-costs-and-bank-market-structure-empirical-estimate-their-relations/introductory-pages-business-loan-costs-and-bank-market-structure-empirical-estimate-their-relations.

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