Archive of NBER Papers on Working Group on Insurance

browse recent papers

w22942 Raimond Maurer
Olivia S. Mitchell

Older Peoples' Willingness to Delay Social Security Claiming
w22876 Francesco Decarolis
Andrea Guglielmo

Insurers' Response to Selection Risk: Evidence from Medicare Enrollment Reforms
w22845 Tatyana Deryugina
Barrett Kirwan

Does The Samaritan's Dilemma Matter? Evidence From U.S. Agriculture
w22832 Michael Geruso
Timothy J. Layton
Daniel Prinz

Screening in Contract Design: Evidence from the ACA Health Insurance Exchanges
w22732 Jonathan D. Ketcham
Nicolai V. Kuminoff
Christopher A. Powers

Estimating the Heterogeneous Welfare Effects of Choice Architecture: An Application to the Medicare Prescription Drug Insurance Market
w22709 Laurence Baker
M. Kate Bundorf
Aileen Devlin
Daniel P. Kessler

Why Don't Commercial Health Plans Use Prospective Payment?
w22726 John Ameriks
Joseph Briggs
Andrew Caplin
Matthew D. Shapiro
Christopher Tonetti

Late-in-Life Risks and the Under-Insurance Puzzle
w22684 Mathias Dolls
Philipp Doerrenberg
Andreas Peichl
Holger Stichnoth

Do Savings Increase in Response to Salient Information about Retirement and Expected Pensions?
w22669 Liran Einav
Amy Finkelstein
Atul Gupta

Is American Pet Health Care (Also) Uniquely Inefficient?
w22564 Johannes F. Schmieder
Till von Wachter

The Effects of Unemployment Insurance Benefits: New Evidence and Interpretation
w22583 Marika Cabral
Mark R. Cullen

Estimating the Value of Public Insurance Using Complementary Private Insurance
w22530 Stefan Pichler
Nicolas R. Ziebarth

The Pros and Cons of Sick Pay Schemes: Testing for Contagious Presenteeism and Noncontagious Absenteeism Behavior
w22440 Michael Geruso
Demand Heterogeneity in Insurance Markets: Implications for Equity and Efficiency
w22447 Ioana Marinescu
The General Equilibrium Impacts of Unemployment Insurance: Evidence from a Large Online Job Board
w22403 Jing Cai
Changcheng Song

Do Disaster Experience and Knowledge Affect Insurance Take-up Decisions?
w22363 Amanda E. Kowalski
Doing More When You're Running LATE: Applying Marginal Treatment Effect Methods to Examine Treatment Effect Heterogeneity in Experiments
w22369 Liran Einav
Amy Finkelstein
Paul Schrimpf

Bunching at the Kink: Implications for Spending Responses to Health Insurance Contracts
w22319 Dirk Krueger
Kurt Mitman
Fabrizio Perri

Macroeconomics and Household Heterogeneity
w22288 Carlos Dobkin
Amy Finkelstein
Raymond Kluender
Matthew J. Notowidigdo

The Economic Consequences of Hospital Admissions
w22293 Adriano A. Rampini
S. Viswanathan

Household Risk Management
w22272 Tatyana Deryugina
The Fiscal Cost of Hurricanes: Disaster Aid Versus Social Insurance
w22277 Liran Einav
Amy Finkelstein
Maria Polyakova

Private Provision of Social Insurance: Drug-specific Price Elasticities and Cost Sharing in Medicare Part D
w22181 Solomon M. Hsiang
Climate Econometrics
w21851 Alexander Gelber
Timothy Moore
Alexander Strand

The Effect of Disability Insurance Payments on Beneficiaries' Earnings
w21819 Nathaniel Hendren
Knowledge of Future Job Loss and Implications for Unemployment Insurance
w21759 Benjamin R. Handel
Jonathan T. Kolstad
Johannes Spinnewijn

Information Frictions and Adverse Selection: Policy Interventions in Health Insurance Markets
w21725 Gregory Colman
Dhaval Dave

It's About Time: Effects of the Affordable Care Act Dependent Coverage Mandate On Time Use
w21683 Hanming Fang
Rongzhu Ke
Li-An Zhou

Rosca Meets Formal Credit Market
w21654 Neeraj Sood
Abby Alpert
Kayleigh Barnes
Peter Huckfeldt
Jose Escarce

Effects of Payment Reform in More versus Less Competitive Markets
w21642 Jeffrey Clemens
Joshua D. Gottlieb
Tímea Laura Molnár

The Anatomy of Physician Payments: Contracting Subject to Complexity
w21632 Zarek C. Brot-Goldberg
Amitabh Chandra
Benjamin R. Handel
Jonathan T. Kolstad

What Does a Deductible Do? The Impact of Cost-Sharing on Health Care Prices, Quantities, and Spending Dynamics
w21531 Timothy J. Layton
Randall P. Ellis
Thomas G. McGuire

Assessing Incentives for Adverse Selection in Health Plan Payment Systems
w21463 Mark C. Freeman
Ben Groom
Richard Zeckhauser

Better Predictions, Better Allocations: Scientific Advances and Adaptation to Climate Change
w21304 Liran Einav
Amy Finkelstein
Raymond Kluender
Paul Schrimpf

Beyond Statistics: The Economic Content of Risk Scores
w21293 Jeffrey R. Brown
Richard F. Dye

Illinois Pensions in a Fiscal Context: A (Basket) Case Study
w21298 Francesco Decarolis
Maria Polyakova
Stephen P. Ryan

The Welfare Effects of Supply-Side Regulations in Medicare Part D
w21268 Mariacristina De Nardi
Eric French
John B. Jones

Savings After Retirement: A Survey
w21276 Jeffrey R. Brown
George G. Pennacchi

Discounting Pension Liabilities: Funding versus Value
w21222 Michael Geruso
Timothy Layton

Upcoding: Evidence from Medicare on Squishy Risk Adjustment
w21160 Saurabh Bhargava
George Loewenstein
Justin Sydnor

Do Individuals Make Sensible Health Insurance Decisions? Evidence from a Menu with Dominated Options
w21104 Christina M. Dalton
Gautam Gowrisankaran
Robert Town

Salience, Myopia, and Complex Dynamic Incentives: Evidence from Medicare Part D
w21048 Daniel Gottlieb
Olivia S. Mitchell

Narrow Framing and Long-Term Care Insurance
w21049 Dhaval M. Dave
Robert Kaestner
George L. Wehby

Does Medicaid Coverage for Pregnant Women Affect Prenatal Health Behaviors?
w21015 Darius Lakdawalla
Anup Malani
Julian Reif

The Insurance Value of Medical Innovation
w20929 Laura R. Wherry
Sarah Miller
Robert Kaestner
Bruce D. Meyer

Childhood Medicaid Coverage and Later Life Health Care Utilization
w20873 Feng Huang
Li Gan

Impact of China's Urban Employee Basic Medical Insurance on Health Care Expenditure and Health Outcomes
w20849 Lance Lochner
Alexander Monge-Naranjo

Student Loans and Repayment: Theory, Evidence and Policy
w20835 David W. Brown
Amanda E. Kowalski
Ithai Z. Lurie

Medicaid as an Investment in Children: What is the Long-Term Impact on Tax Receipts?
w20812 Keith Marzilli Ericson
Amanda Starc

Measuring Consumer Valuation of Limited Provider Networks
w20745 Lee M. Lockwood
Incidental Bequests and the Choice to Self-Insure Late-Life Risks
w20691 Markus K. Brunnermeier
Alp Simsek
Wei Xiong

A Welfare Criterion for Models with Distorted Beliefs
w20679 Frank A. Sloan
Patricia A. Robinson
Lindsey M. Eldred

Does Private Information Influence Automobile Insurance Purchase Decisions?
w20669 Attila Ambrus
Arun G. Chandrasekhar
Matt Elliott

Social Investments, Informal Risk Sharing, and Inequality
w20614 Raimond Maurer
Olivia S. Mitchell
Ralph Rogalla
Tatjana Schimetschek

Will They Take the Money and Work? An Empirical Analysis of People's Willingness to Delay Claiming Social Security Benefits for a Lump Sum
w20597 Amanda E. Kowalski
The Early Impact of the Affordable Care Act State-By-State
w20549 Hanming Fang
Insurance Markets for the Elderly
w20477 Abhijit Banerjee
Esther Duflo
Richard Hornbeck

How Much do Existing Borrowers Value Microfinance? Evidence from an Experiment on Bundling Microcredit and Insurance
w20470 Marika Cabral
Michael Geruso
Neale Mahoney

Do Larger Health Insurance Subsidies Benefit Patients or Producers? Evidence from Medicare Advantage
w20411 Neale Mahoney
E. Glen Weyl

Imperfect Competition in Selection Markets
w20371 Melissa A. Boyle
Joanna N. Lahey

Spousal Labor Market Effects from Government Health Insurance: Evidence from a Veterans Affairs Expansion
w20352 Solomon M. Hsiang
Amir S. Jina

The Causal Effect of Environmental Catastrophe on Long-Run Economic Growth: Evidence From 6,700 Cyclones
w20359 Michael Geruso
Thomas G. McGuire

Tradeoffs in the Design of Health Plan Payment Systems: Fit, Power and Balance
w20318 Brigitte C. Madrian
Applying Insights from Behavioral Economics to Policy Design
w20275 Weerachart T. Kilenthong
Robert M. Townsend

A Market Based Solution to Price Externalities: A Generalized Framework
w20239 Felipe Kast
Dina Pomeranz

Saving More to Borrow Less: Experimental Evidence from Access to Formal Savings Accounts in Chile
w20223 Mark Pauly
Scott Harrington
Adam Leive

"Sticker Shock" in Individual Insurance under Health Reform
w20226 Liran Einav
Amy Finkelstein
Heidi Williams

Paying on the Margin for Medical Care: Evidence from Breast Cancer Treatments
w20124 Raimond Maurer
Olivia S. Mitchell
Ralph Rogalla
Ivonne Siegelin

Accounting and Actuarial Smoothing of Retirement Payouts in Participating Life Annuities
w20086 Robert Townsend
Weerachart Kilenthong

Segregated Security Exchanges with Ex Ante Rights to Trade: A Market-Based Solution to Collateral-Constrained Externalities
w19998 Jacob Glazer
Thomas McGuire
Julie Shi

Risk Adjustment of Health Plan Payments to Correct Inefficient Plan Choice from Adverse Selection
w19954 Silvia H. Barcellos
Mireille Jacobson

The Effects of Medicare on Medical Expenditure Risk and Financial Strain
w19904 Jeffrey Clemens
Regulatory Redistribution in the Market for Health Insurance
w19835 Florian Scheuer
Kent Smetters

Could a Website Really Have Doomed the Health Exchanges? Multiple Equilibria, Initial Conditions and the Construction of the Fine
w19879 Steven Shavell
Risk Aversion and the Desirability of Attenuated Legal Change
w19787 Marika Cabral
Neale Mahoney

Externalities and Taxation of Supplemental Insurance: A Study of Medicare and Medigap
w19761 Jeffrey Clemens
The Effect of U.S. Health Insurance Expansions on Medical Innovation
w19719 Pinar Karaca-Mandic
Jean M. Abraham
Kosali Simon
Roger Feldman

Going into the Affordable Care Act: Measuring the Size, Structure and Performance of the Individual and Small Group Markets for Health Insurance
w19732 Hugh Hoikwang Kim
Raimond Maurer
Olivia S. Mitchell

Time is Money: Life Cycle Rational Inertia and Delegation of Investment Management
w19629 Xi Wu
Li Gan

Multiple Dimensions of Private Information in Life Insurance Markets
w19568 Ralph S.J. Koijen
Motohiro Yogo

Shadow Insurance
w19583 Andreas Hubener
Raimond Maurer
Olivia S. Mitchell

How Family Status and Social Security Claiming Options Shape Optimal Life Cycle Portfolios
w19511 Robert Clark
Olivia S. Mitchell

How Does Retiree Health Insurance Influence Public Sector Employee Saving?
w19527 Keith M. Marzilli Ericson
Amanda Starc

How Product Standardization Affects Choice: Evidence from the Massachusetts Health Insurance Exchange
w19500 Kent Smetters
Xingtan Zhang

A Sharper Ratio: A General Measure for Correctly Ranking Non-Normal Investment Risks
w19503 Jeffrey Clemens
Joshua D. Gottlieb

In the Shadow of a Giant: Medicare's Influence on Private Physician Payments
w19399 Benjamin R. Handel
Igal Hendel
Michael D. Whinston

Equilibria in Health Exchanges: Adverse Selection vs. Reclassification Risk
w19373 Benjamin R. Handel
Jonathan T. Kolstad

Health Insurance for "Humans": Information Frictions, Plan Choice, and Consumer Welfare
w19386 Rong Hai
Dirk Krueger
Andrew Postlewaite

On the Welfare Cost of Consumption Fluctuations in the Presence of Memorable Goods
w19342 Pinar Karaca-Mandic
Roger Feldman
Peter Graven

The Role of Agents and Brokers in the Market for Health Insurance
w19296 Marco Bassetto
Marco Cagetti
Mariacristina De Nardi

Credit Crunches and Credit Allocation in a Model of Entrepreneurship
w19317 Joseph Stiglitz
Jungyoll Yun

Optimality and Equilibrium In a Competitive Insurance Market Under Adverse Selection and Moral Hazard
w19211 Felix Reichling
Kent Smetters

Optimal Annuitization with Stochastic Mortality Probabilities
w19161 Dhaval M. Dave
Sandra L. Decker
Robert Kaestner
Kosali Ilayperuma Simon

The Effect of Medicaid Expansions in the Late 1980s and Early 1990s on the Labor Supply of Pregnant Women
w19168 Jeffrey R. Brown
Arie Kapteyn
Erzo F.P. Luttmer
Olivia S. Mitchell

Cognitive Constraints on Valuing Annuities
w19149 Martin B. Hackmann
Jonathan T. Kolstad
Amanda E. Kowalski

Adverse Selection and an Individual Mandate: When Theory Meets Practice
w19063 Jeffrey R. Brown
Jeffrey R. Kling
Sendhil Mullainathan
Marian V. Wrobel

Framing Lifetime Income
w19032 Jingjing Chai
Raimond Maurer
Olivia S. Mitchell
Ralph Rogalla

Exchanging Delayed Social Security Benefits for Lump Sums: Could This Incentivize Longer Work Careers?
w19035 Liran Einav
Jonathan D. Levin

The Data Revolution and Economic Analysis
w18909 Bo Becker
Victoria Ivashina

Reaching for Yield in the Bond Market
w18913 Keith Marzilli Ericson
Judd B. Kessler

The Articulation Effect of Government Policy: Health Insurance Mandates Versus Taxes
w18869 Bruce D. Meyer
Wallace K.C. Mok

Disability, Earnings, Income and Consumption
w18875 Gautam Gowrisankaran
Aviv Nevo
Robert Town

Mergers When Prices are Negotiated: Evidence from the Hospital Industry
w18755 Jeffrey R. Brown
Zoran Ivković
Scott Weisbenner

Empirical Determinants of Intertemporal Choice
w18743 Stephen G. Dimmock
Roy Kouwenberg
Olivia S. Mitchell
Kim Peijnenburg

Ambiguity Aversion and Household Portfolio Choice: Empirical Evidence
w18698 Naoki Aizawa
Hanming Fang

Equilibrium Labor Market Search and Health Insurance Reform
w18669 Annamaria Lusardi
Pierre-Carl Michaud
Olivia S. Mitchell

Optimal Financial Knowledge and Wealth Inequality
w18621 Nicholas C. Barberis
Thirty Years of Prospect Theory in Economics: A Review and Assessment
w18601 Daniel Gottlieb
Kent Smetters

Narrow Framing and Life Insurance
w18471 Nick Netzer
Florian Scheuer

A Game Theoretic Foundation of Competitive Equilibria with Adverse Selection
w18468 Katherine Baicker
Sendhil Mullainathan
Joshua Schwartzstein

Behavioral Hazard in Health Insurance
w18444 Isaac Ehrlich
Yong Yin

The Problem of the Uninsured
w18342 Jeffrey R. Brown
Scott Weisbenner

The Distributional Effects of the Social Security Windfall Elimination Provision
w18309 Bruce D. Meyer
Laura R. Wherry

Saving Teens: Using a Policy Discontinuity to Estimate the Effects of Medicaid Eligibility
w18321 Ralph S.J. Koijen
Motohiro Yogo

The Cost of Financial Frictions for Life Insurers
w18282 Nathaniel Hendren
Private Information and Insurance Rejections
w18286 Leemore Dafny
Subramaniam Ramanarayanan

Does it Matter if Your Health Insurer is For-Profit? Effects of Ownership on Premiums, Insurance Coverage, and Medical Spending
w18172 David Autor
Mark Duggan
Jonathan Gruber

Moral Hazard and Claims Deterrence in Private Disability Insurance
w18105 Neale Mahoney
Bankruptcy as Implicit Health Insurance
w17899 Hanming Fang
Edward Kung

Why Do Life Insurance Policyholders Lapse? The Roles of Income, Health and Bequest Motive Shocks
w17893 Charles J. Courtemanche
Daniela Zapata

Does Universal Coverage Improve Health? The Massachusetts Experience
w17857 Robin McKnight
Jonathan Reuter
Eric Zitzewitz

Insurance as Delegated Purchasing: Theory and Evidence from Health Care
w17600 John Cawley
Asako S. Moriya
Kosali I. Simon

The Impact of the Macroeconomy on Health Insurance Coverage: Evidence from the Great Recession
w17505 Vasily Kartashov
Raimond Maurer
Olivia S. Mitchell
Ralph Rogalla

Lifecycle Portfolio Choice with Systematic Longevity Risk and Variable Investment-Linked Deferred Annuities
w17410 Jeffrey R. Kling
Sendhil Mullainathan
Eldar Shafir
Lee Vermeulen
Marian Wrobel

Comparison Friction: Experimental Evidence from Medicare Drug Plans
w17325 Ralph Koijen
Stijn Van Nieuwerburgh
Motohiro Yogo

Health and Mortality Delta: Assessing the Welfare Cost of Household Insurance Choice
w17047 David Card
Stefano DellaVigna
Ulrike Malmendier

The Role of Theory in Field Experiments
w17018 Jeffrey R. Brown
Arie Kapteyn
Olivia S. Mitchell

Framing Effects and Expected Social Security Claiming Behavior
w17000 Viral V. Acharya
Alberto Bisin

Counterparty Risk Externality: Centralized Versus Over-the-counter Markets
w16969 Liran Einav
Amy Finkelstein
Stephen P. Ryan
Paul Schrimpf
Mark R. Cullen

Selection on Moral Hazard in Health Insurance
w16879 Ernst R. Berndt
Thomas G. McGuire
Joseph P. Newhouse

A Primer on the Economics of Prescription Pharmaceutical Pricing in Health Insurance Markets
w16792 Jeffrey R. Brown
Robert Clark
Joshua Rauh

The Economics of State and Local Public Pensions
w16709 Ethan Ligon
Supply and Effects of Specialty Crop Insurance
w16696 Pierre-André Chiappori
Krislert Samphantharak
Sam Schulhofer-Wohl
Robert M. Townsend

Heterogeneity and Risk Sharing in Village Economies
w16467 John Cawley
Chad Meyerhoefer

The Medical Care Costs of Obesity: An Instrumental Variables Approach
w16406 Gopi Shah Goda
The Impact of State Tax Subsidies for Private Long-Term Care Insurance on Coverage and Medicaid Expenditures
w16155 Gary V. Engelhardt
Jonathan Gruber

Medicare Part D and the Financial Protection of the Elderly
w16094 Patrick Bolton
Christopher Harris

The Dynamics of Optimal Risk Sharing
w15961 John J. Horton
David G. Rand
Richard J. Zeckhauser

The Online Laboratory: Conducting Experiments in a Real Labor Market
w15761 Hanming Fang
Edward Kung

How Does Life Settlement Affect the Primary Life Insurance Market?
w15586 Alma Cohen
Peter Siegelman

Testing for Adverse Selection in Insurance Markets
w15396 Hongbin Cai
Yuyu Chen
Hanming Fang
Li-An Zhou

Microinsurance, Trust and Economic Development: Evidence from a Randomized Natural Field Experiment
w15164 David M. Cutler
Bryan Lincoln
Richard J. Zeckhauser

Selection Stories: Understanding Movement Across Health Plans
w15100 Haitao Yin
Howard Kunreuther
Matthew White

Risk-Based Pricing and Risk-Reducing Effort: Does the Private Insurance Market Reduce Environmental Accidents?
w14888 John Whalley
Yufei Yuan

Global Financial Structure and Climate Change
w14679 Nicole Maestas
Mathis Schroeder
Dana Goldman

Price Variation in Markets with Homogeneous Goods: The Case of Medigap
w14403 Raj Chetty
Emmanuel Saez

Optimal Taxation and Social Insurance with Endogenous Private Insurance
w14359 Lawrence H. Summers
Richard J. Zeckhauser

Policymaking for Posterity
w13967 Raj Chetty
Moral Hazard vs. Liquidity and Optimal Unemployment Insurance
w13748 Jeffrey R. Brown
Jeffrey R. Kling
Sendhil Mullainathan
Marian V. Wrobel

Why Don't People Insure Late Life Consumption: A Framing Explanation of the Under-Annuitization Puzzle
w13752 Alma Cohen
Asymmetric Learning in Repeated Contracting: An Empirical Study
w13537 Jeffrey R. Brown
Rational and Behavioral Perspectives on the Role of Annuities in Retirement Planning
w13359 Howard C. Kunreuther
Erwann O. Michel-Kerjan

Evaluating The Effectiveness of Terrorism Risk Financing Solutions
w13228 Liran Einav
Amy Finkelstein
Paul Schrimpf

The Welfare Cost of Asymmetric Information: Evidence from the U.K. Annuity Market
w13169 Jeffrey R. Brown
Nellie Liang
Scott Weisbenner

Individual Account Investment Options and Portfolio Choice: Behavioral Lessons from 401(k) Plans
w13067 William Adams
Liran Einav
Jonathan Levin

Liquidity Constraints and Imperfect Information in Subprime Lending
w13044 Mark V. Pauly
Fredric E. Blavin

Value Based Cost Sharing Meets the Theory of Moral Hazard: Medical Effectiveness in Insurance Benefits Design
w12940 Markus K. Brunnermeier
Christian Gollier
Jonathan A. Parker

Optimal Beliefs, Asset Prices, and the Preference for Skewed Returns
w12859 Francisco J. Gomes
Laurence J. Kotlikoff
Luis M. Viceira

The Excess Burden of Government Indecision
w12827 Alexander Muermann
Howard Kunreuther

Self-Protection and Insurance with Interdependencies
w12794 Dean Yang
Coping with Disaster: The Impact of Hurricanes on International Financial Flows, 1970-2002
w12742 Darius Lakdawalla
George Zanjani

Catastrophe Bonds, Reinsurance, and the Optimal Collateralization of Risk-Transfer
w12595 Kosali I. Simon
Claudio Lucarelli

What Drove First Year Premiums in Stand-Alone Medicare Drug Plans?
w12446 David H. Krantz
Howard Kunreuther

Goals and Plans in Protective Decision Making
w12449 Howard Kunreuther
Reflections on U.S. Disaster Insurance Policy for the 21st Century
w12348 W. Kip Viscusi
Patricia Born

The Catastrophic Effects of Natural Disasters on Insurance Markets
w12112 Amy Finkelstein
James Poterba

Testing for Asymmetric Information Using 'Unused Observables' in Insurance Markets: Evidence from the U.K. Annuity Market
w12086 Patricia Born
W. Kip Viscusi
Tom Baker

The Effects of Tort Reform on Medical Malpractice Insurers' Ultimate Losses
w11588 Stephen H. Shore
Todd Sinai

Commitment, Risk, and Consumption: Do Birds of a Feather Have Bigger Nests?
w11164 Neeraj Sood
Abby Alpert
Jay Bhattacharya

Technology, Monopoly, and the Decline of the Viatical Settlements Industry
w11099 Joseph J. Doyle Jr.
Health Insurance, Treatment and Outcomes: Using Auto Accidents as Health Shocks
w11039 Amy Finkelstein
Kathleen McGarry
Amir Sufi

Dynamic Inefficiencies in Insurance Markets: Evidence from long-term care insurance
w10141 Sean D. Campbell
Francis X. Diebold

Weather Forecasting for Weather Derivatives
w9957 Amy Finkelstein
Kathleen McGarry

Private Information and its Effect on Market Equilibrium: New Evidence from Long-Term Care Insurance
w9925 Mark V. Pauly
Kate H. Withers
Krupa Subramanian-Viswana
Jean Lemaire
John C. Hershey

Price Elasticity of Demand for Term Life Insurance and Adverse Selection
w9919 Mark V. Pauly
Yuhui Zeng

Adverse Selection and the Challenges to Stand-Alone Prescription Drug Insurance
w9900 Paul R. Bergin
Ivan Tchakarov

Does Exchange Rate Risk Matter for Welfare?
w9888 Bradley Herring
Mark Pauly

Incentive-Compatible Guaranteed Renewable Health Insurance
w9885 Geoffrey Heal
Howard Kunreuther

You Only Die Once: Managing Discrete Interdependent Risks
w9863 Jay Bhattacharya
Dana Goldman
Neeraj Sood

Market Evidence of Misperceived Prices and Mistaken Mortality Risks
w9714 Thomas Davidoff
Jeffrey R. Brown
Peter A. Diamond

Annuities and Individual Welfare

browse recent papers

Generated on Wed Mar 21 00:00:07 2018

NBER Videos

National Bureau of Economic Research, 1050 Massachusetts Ave., Cambridge, MA 02138; 617-868-3900; email:

Contact Us