NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Household Finance Working Group


2015
w20849 Lance Lochner
Alexander Monge-Naranjo

Student Loans and Repayment: Theory, Evidence and Policy

w20848 Manuel Adelino
Antoinette Schoar
Felipe Severino

Changes in Buyer Composition and the Expansion of Credit During the Boom


2014
w20762 Patrick Bayer
Fernando Ferreira
Stephen L. Ross

Race, Ethnicity and High-Cost Mortgage Lending

w20745 Lee M. Lockwood
Incidental Bequests: Bequest Motives and the Choice to Self-Insure Late-Life Risks

w20738 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian

Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions

w20710 Johannes Stroebel
Joseph Vavra

House Prices, Local Demand, and Retail Prices

w20673 Matthew Gentzkow
Jesse M. Shapiro

Measuring the Sensitivity of Parameter Estimates to Sample Statistics

w20625 Emmanuel Saez
Gabriel Zucman

Wealth Inequality in the United States since 1913: Evidence from Capitalized Income Tax Data

w20583 Thais Lærkholm Jensen
Søren Leth-Petersen
Ramana Nanda

Housing Collateral, Credit Constraints and Entrepreneurship - Evidence from a Mortgage Reform

w20561 Benjamin J. Keys
Tomasz Piskorski
Amit Seru
Vincent Yao

Mortgage Rates, Household Balance Sheets, and the Real Economy

w20560 Fatih Guvenen
Greg Kaplan
Jae Song

The Glass Ceiling and The Paper Floor: Gender Differences among Top Earners, 1981-2012

w20549 Hanming Fang
Insurance Markets for the Elderly

w20547 John Laitner
Daniel Silverman
Dmitriy Stolyarov

Annuitized Wealth and Post-Retirement Saving

w20496 Jonathan Zinman
Household Debt: Facts, Puzzles, Theories, and Policies

w20477 Abhijit Banerjee
Esther Duflo
Richard Hornbeck

(Measured) Profit is Not Welfare: Evidence from an Experiment on Bundling Microcredit and Insurance

w20464 Jeffrey R. Brown
James Poterba
David Richardson

Do Required Minimum Distributions Matter? The Effect of the 2009 Holiday On Retirement Plan Distributions

w20437 Lorenz Kueng
Tax News: Identifying Tax Expectations from Municipal Bonds with an Application to Household Consumption

w20435 Jonathan B. Berk
Jules H. van Binsbergen

Assessing Asset Pricing Models Using Revealed Preference

w20411 Neale Mahoney
E. Glen Weyl

Imperfect Competition in Selection Markets

w20408 Cristian Badarinza
John Y. Campbell
Tarun Ramadorai

What Calls to ARMs? International Evidence on Interest Rates and the Choice of Adjustable-Rate Mortgages

w20401 Benjamin J. Keys
Devin G. Pope
Jaren C. Pope

Failure to Refinance

w20360 Danny Yagan
Riding the Bubble? Chasing Returns into Illiquid Assets

w20353 Joanne W. Hsu
David A. Matsa
Brian T. Melzer

Positive Externalities of Social Insurance: Unemployment Insurance and Consumer Credit

w20318 Brigitte C. Madrian
Applying Insights from Behavioral Economics to Policy Design

w20298 Lorenz Kueng
Evgeny Yakovlev

How Persistent Are Consumption Habits? Micro-Evidence from Russia's Alcohol Market

w20287 Morris A. Davis
Stijn Van Nieuwerburgh

Housing, Finance and the Macroeconomy

w20268 Bruce I. Carlin
Li Jiang
Stephen A. Spiller

Learning Millennial-Style

w20251 Raquel Fernández
Joyce Cheng Wong

Free to Leave? A Welfare Analysis of Divorce Regimes

w20246 Marcin Kacperczyk
Jaromir B. Nosal
Luminita Stevens

Investor Sophistication and Capital Income Inequality

w20239 Felipe Kast
Dina Pomeranz

Saving More to Borrow Less: Experimental Evidence from Access to Formal Savings Accounts in Chile

w20158 Charles Yuji Horioka
Are Americans and Indians More Altruistic than the Japanese and Chinese? Evidence from a New International Survey of Bequest Plans

w20154 Stefano Giglio
Matteo Maggiori
Johannes Stroebel

No-Bubble Condition: Model-free Tests in Housing Markets

w20152 Atif Mian
Amir Sufi

House Price Gains and U.S. Household Spending from 2002 to 2006

w20144 Bruno Crépon
Florencia Devoto
Esther Duflo
William Pariente

Estimating the Impact of Microcredit on Those Who Take It Up: Evidence from a Randomized Experiment in Morocco

w20133 Stefano Giglio
Matteo Maggiori
Johannes Stroebel

Very Long-Run Discount Rates

w20127 Keith M. Marzilli Ericson
When Consumers Do Not Make an Active Decision: Dynamic Default Rules and their Equilibrium Effects

w20125 Alexander L. Brown
Joanna N. Lahey

Small Victories: Creating Intrinsic Motivation in Savings and Debt Reduction

w20124 Raimond Maurer
Olivia S. Mitchell
Ralph Rogalla
Ivonne Siegelin

Accounting and Actuarial Smoothing of Retirement Payouts in Participating Life Annuities

w20122 Christian Broda
Jonathan A. Parker

The Economic Stimulus Payments of 2008 and the Aggregate Demand for Consumption

w20110 George M. Constantinides
Anisha Ghosh

Asset Pricing with Countercyclical Household Consumption Risk

w20073 Greg Kaplan
Giovanni L. Violante
Justin Weidner

The Wealthy Hand-to-Mouth

w20058 Mariacristina De Nardi
Fang Yang

Bequests and Heterogeneity in Retirement Wealth

w20024 Nava Ashraf
Diego Aycinena
Claudia Martinez
Dean Yang

Savings in Transnational Households: A Field Experiment among Migrants from El Salvador

w20000 John Y. Campbell
Tarun Ramadorai
Benjamin Ranish

Getting Better or Feeling Better? How Equity Investors Respond to Investment Experience

w19930 James M. Poterba
Retirement Security in an Aging Society

w19835 Florian Scheuer
Kent Smetters

Could a Website Really Have Doomed the Health Exchanges? Multiple Equilibria, Initial Conditions and the Construction of the Fine

w19864 Fatih Guvenen
Greg Kaplan
Jae Song

How Risky Are Recessions for Top Earners?

w19850 Olivier Coibion
Yuriy Gorodnichenko
Marianna Kudlyak
John Mondragon

Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data

w19805 Ganesh Seshan
Dean Yang

Motivating Migrants: A Field Experiment on Financial Decision-Making in Transnational Households

w19798 Hyun-Soo Choi
Harrison Hong
Jeffrey Kubik
Jeffrey P. Thompson

When Real Estate is the Only Game in Town


Generated Sun Feb 1 00:00:14 2015

 
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