NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Homeownership in the Immigrant Population

George J. Borjas

NBER Working Paper No. 8945*
Issued in May 2002
NBER Program(s):   LS    PE

This paper analyzes the determinants of homeownership in immigrant households over the 1980-2000 period. The study finds that immigrants have lower homeownership rates than natives and that the homeownership gap widened significantly during that period. The differential location decisions of immigrant and native households, as well as the changing national origin mix of the immigrant population, helps explain much of the homeownership gap. The evidence also indicates that the growth of ethnic enclaves in major American cities could become an important factor in increasing immigrant demand for owner-occupied housing in many metropolitan areas.

*Published: Borjas, George J. "Homeownership In The Immigrant Population," Journal of Urban Economics, 2002, v52(3,Nov), 448-476.

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