NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

What can the take-up of other programs teach us about how to improve take-up of health insurance programs?

Dahlia K. Remler, Jason E. Rachlin, Sherry A. Glied

NBER Working Paper No. 8185
Issued in March 2001
NBER Program(s):   HE

Many uninsured Americans are already eligible for free or low-cost public coverage through Medicaid or CHIP but do not take up that coverage. Several other programs, such as food stamps and unemployment insurance, also have less than complete take-up rates and take-up rates vary considerably among programs. This paper examines the take-up literature across a variety of programs to learn what effects non-financial features, such as administrative complexity, have on take-up. We find that making benefit receipt automatic is the most effective means of ensuring high take-up, while there is little evidence that stigma is important. Overall, surprisingly little is known about the quantitative impact, of non-financial characteristics of programs on take-up. New research that could be used to draw measurable causal inferences about how features as administrative complexity, renewal rules, and organizational structure affect participation, would be extremely valuable.

download in pdf format
   (129 K)

email paper

The NBER Bulletin on Aging and Health provides summaries of publications like this.  You can sign up to receive the NBER Bulletin on Aging and Health by email.

This paper is available as PDF (129 K) or via email.

Machine-readable bibliographic record - MARC, RIS, BibTeX

Document Object Identifier (DOI): 10.3386/w8185

Users who downloaded this paper also downloaded these:
Currie w10488 The Take Up of Social Benefits
Aizer w12105 Public Health Insurance, Program Take-Up, and Child Health
Monheit and Vistnes w12429 Health Insurance Enrollment Decisions: Preferences for Coverage, Worker Sorting, and Insurance Take Up
Witte and Queralt w8886 Take-Up Rates and Trade Offs After the Age of Entitlement: Some Thoughts and Empirical Evidence for Child Care Subsidies
Gruber Tax Policy for Health Insurance
 
Publications
Activities
Meetings
Data
People
About

Support
National Bureau of Economic Research, 1050 Massachusetts Ave., Cambridge, MA 02138; 617-868-3900; email: info@nber.org

Contact Us