TY - JOUR AU - Farber,Henry S. AU - Levy,Helen TI - Recent Trends in Employer-Sponsored Health Insurance Coverage: Are Bad Jobs Getting Worse? JF - National Bureau of Economic Research Working Paper Series VL - No. 6709 PY - 1998 Y2 - August 1998 UR - http://www.nber.org/papers/w6709 L1 - http://www.nber.org/papers/w6709.pdf N1 - Author contact info: Henry S. Farber Industrial Relations Section Firestone Library Princeton University Princeton, NJ 08544-2098 Tel: 609/258-4044 Fax: 609/258-2907 E-Mail: farber@princeton.edu Helen G. Levy University of Michigan Institute for Social Research - MI SQ 4119 426 Thompson St. Ann Arbor, MI 48104 - 1248 Tel: 734/936 4506 Fax: 734/647 1186 E-Mail: hlevy@umich.edu AB - We examine whether the decline in the availability of employer-provided health insurance is a phenomenon common to all jobs or is concentrated only on certain jobs. In particular, we investigate the extent to which employers have continued to provide health insurance on what we term reducing the availability of health insurance on jobs. We consider two dimensions on which jobs may be considered peripheral: if they are new (tenure less than one year) or part-time. We consider three outcomes whose product is the health insurance coverage rate: 1) the fraction of workers who are in firms that offer health insurance to at least some workers (the offer rate); 2) the fraction of workers who are eligible for health insurance, conditional on being in a firm where it is offered (the eligibility rate); and 3) the fraction of workers who enroll in health insurance when they are eligible for it (the takeup rate). We find that declines in own-employer insurance coverage over the 1988-1997 period are driven primarily by declines in takeup for core workers and declines in eligibility for peripheral workers. We also look at trends by workers' education level and see how much of the decline is offset by an increase in coverage through a spouse's policy. Our findings are consistent with the view that employers are continuing to make health insurance available to their core long-term employees but are restricting access to health insurance by their peripheral short-term and pa ER -