NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

The Effects of Special Saving Programs on Saving and Wealth

James M. Poterba, Steven F. Venti, David A. Wise

NBER Working Paper No. 5287
Issued in October 1995
NBER Program(s):   AG   PE

Individual saving through targeted retirement saving accountsþIRAs and 401(k)sþgrew rapidly in the United States during the 1980s. The microeconomic evidence presented in this paper suggests that most of the contributions to these programs represent new saving that would not otherwise have occurred. The micro evidence is compared with macro saving measured by National Income and Product Accounts and Flow of Funds data.

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Document Object Identifier (DOI): 10.3386/w5287

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