NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

New Innovations in Payments

Marc Rysman, Scott Schuh

NBER Working Paper No. 22358
Issued in June 2016
NBER Program(s):Productivity, Innovation, and Entrepreneurship

We discuss prospects for innovation in consumer payment instruments. We discuss recent research into consumer payments and what can be learned about consumer behavior towards new payment options. We consider three new innovations in payments: mobile payments, faster payments and digital currencies. For each, we describe prospects and impediments to adoption.

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Document Object Identifier (DOI): 10.3386/w22358

Published: New Innovations in Payments, Marc Rysman, Scott Schuh. in Innovation Policy and the Economy, Volume 17, Greenstein, Lerner, and Stern. 2017

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