NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Consumer Bankruptcy and Financial Health

Will Dobbie, Paul Goldsmith-Pinkham, Crystal Yang

NBER Working Paper No. 21032
Issued in March 2015

---- Acknowledgements ----

We thank Tal Gross, Matthew Notowidigdo, and Jialan Wang for providing the bankruptcy data used in this analysis. We also thank Lanier Benkard, Raj Chetty, Roland Fryer, Edward Glaeser, Guido Imbens, Lawrence Katz, Geng Li, and numerous seminar participants for helpful comments and suggestions. Jessica Wagner provided outstanding research assistance. Financial support from the Harvard Business School is gratefully acknowledged. All remaining errors are our own. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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