NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Regulatory Redistribution in the Market for Health Insurance

Jeffrey Clemens

NBER Working Paper No. 19904
Issued in February 2014

---- Acknowledgements -----

I am grateful to the editor and four anonymous referees, from whose suggestions the paper has improved markedly. Further thanks go to Kate Baicker, Prashant Bharadwaj, Raj Chetty, Julie Cullen, Martin Feldstein, Alex Gelber, Ed Glaeser, Roger Gordon, Joshua Gottlieb, Bruce Meyer, Emily Oster, Kelly Shue, Monica Singhal, Stan Veuger, and participants in seminars at CBO, Harvard, Purdue, the Stanford Institute for Economic Policy Research, UC San Diego, UCLA’s School of Public Affairs, the University of Maryland, and the US Naval Postgraduate School for comments and discussions which have moved this project forward. Final thanks go to David Cutler and Larry Katz for their comments, advice, and guidance throughout the execution of this project. I acknowledge financial support from the Institute for Humane Studies, the Rumsfeld Foundation, and the Taubman Center for the Study of State and Local Governments during the writing of this paper. The views expressed herein are those of the author and do not necessarily reflect the views of the National Bureau of Economic Research.

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