Motivating Migrants: A Field Experiment on Financial Decision-Making in Transnational Households

Ganesh Seshan, Dean Yang

NBER Working Paper No. 19805
Issued in January 2014
NBER Program(s):   DEV

We randomly assigned male migrant workers in Qatar invitations to a motivational workshop aimed at improving financial habits and encouraging joint decision-making with spouses back home in India. 13-17 months later, we surveyed migrants and wives to estimate intent-to-treat impacts in their transnational households. Wives of treated migrants changed their financial practices, and became more likely to seek out financial education themselves. Treated migrants and their wives became more likely to make joint decisions on money matters. Treatment effects on financial outcomes show potential heterogeneity, with those with lower prior savings saving differentially more than those with higher prior savings.

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Document Object Identifier (DOI): 10.3386/w19805

Published: Seshan, Ganesh & Yang, Dean, 2014. "Motivating migrants: A field experiment on financial decision-making in transnational households," Journal of Development Economics, Elsevier, vol. 108(C), pages 119-127. citation courtesy of

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