NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock

Dean Karlan, Adam Osman, Jonathan Zinman

NBER Working Paper No. 19696
Issued in December 2013

---- Acknowledgements -----

The authors thank financial support from the Bill and Melinda Gates Foundation, the Consultative Group for Assistance to the Poor (CGAP) and AusAID. The authors thank Kareem Haggag, Romina Kazadjian, Megan McGuire, Faith McCollister, Mark Miller, and Sarah Oberst at Innovations for Poverty Action for project management and field support throughout the project, and the senior management and staff at First Macro Bank and FICO Bank for their support and collaboration throughout this project. The authors retained full intellectual freedom to report and interpret the results throughout the study. All errors and opinions are those of the authors. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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