NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Financing as a Supply Chain: The Capital Structure of Banks and Borrowers

William Gornall, Ilya A. Strebulaev

NBER Working Paper No. 19633
Issued in November 2013

---- Acknowledgements -----

We thank Anat Admati, Arvind Krishnamurthy, Francisco Perez-Gonzalez, and Steve Schaefer for helpful discussions and comments. We are also grateful to seminar participants at ESSEC and Graduate School of Business, Stanford University. Will Gornall acknowledges financial support from the Social Sciences and Humanities Research Council of Canada. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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