Health Insurance for "Humans": Information Frictions, Plan Choice, and Consumer Welfare
---- Acknowledgements -----
We thank Microsoft Research for their support of this work. We thank Josh Gottlieb, Amanda Kowalski, and Johannes Spinnewijn for conference discussions. We also thank seminar participants at Berkeley School of Public Health, Boston College, Brookings, Columbia, Cornell, Haas School of Business, Hebrew University, Michigan State, NBER Health Care Meetings (2013), NBER Insurance Meetings (2013), Stanford IOFest, USC, University of British Columbia, University of Chicago, University of Haifa, University of Illinois, the University of Rochester, the University of Texas, Wharton, Yale and the ASSA Annual Meetings (2013). Finally, we thank Zarek Brot-Goldberg for outstanding research assistance. All errors are our own. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.