The Role of Agents and Brokers in the Market for Health Insurance

This study was funded by grant #US DHHS AHRQ/1R03HS018242-01 from the Agency for Healthcare Research and Quality. The funding agency played no role in study design, data analyses, or interpretation of the findings. Support for this research at the Minnesota Census Research Data Center from NSF (ITR-0427889) is also gratefully acknowledged. We received invaluable feedback from participants at the Minnesota Census RDC Research Conference, NBER Summer Institute of the Health Care Program, Annual Health Economics Conference (AHEC), American Economic Association Annual Meeting, as well as seminar participants at the University of Minnesota and the University of Alabama at Birmingham. We are grateful for detailed comments by Jim Rebitzer, Joseph Doyle, Phil Cooper, Al Dobson, Jeffrey McCullough, Jonathan Gruber, Bob Town, David Dranove and Mike Morrisey.

Disclaimer: "Any opinions and conclusions expressed herein are those of the authors and do not necessarily represent the views of the U.S. Census Bureau or the National Bureau of Economic Research. All results have been reviewed to ensure that no confidential information is disclosed."