NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Do Insurers Risk-Select Against Each Other? Evidence from Medicaid and Implications for Health Reform

Ilyana Kuziemko, Katherine Meckel, Maya Rossin-Slater

NBER Working Paper No. 19198
Issued in July 2013

---- Acknowledgements -----

We are grateful to Janet Currie, Tal Gross, Jon Gruber, Kate Ho, Melissa Kearney, Wojciech Kopczuk, Doug Miller and Andrea Prat for their feedback as well as seminar participants at Brookings, Columbia University, Princeton University, the University of Stavanger, and the University of Virginia. We are indebted to Doneshia Ates, Marc Montrose, and Gene Willard at the Texas Department of State Health Services (DSHS) for assistance with the data, as well as Stephanie Goodman and David Palmer, the Spokesperson and Chief Actuary at the Texas DSHS, respectively. Abraham Bae provided excellent research assistance. Meckel is grateful for support from a Graduate Research Fellowship from the National Science Foundation. The content is solely the responsibility of the authors and does not necessarily represent the official views of the National Science Foundation. All remaining errors are our own. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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