NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Fettered Consumers and Sophisticated Firms: Evidence from Mexico's Privatized Social Security Market

Fabian Duarte, Justine S. Hastings

NBER Working Paper No. 18582
Issued in December 2012

---- Acknowledgements -----

We thank Brigitte Madrian, James Choi, David Cutler, Jon Gruber, Amy Finkelstein, Ali Horta├žsu, Phillip Leslie, James Poterba, Chad Syverson and seminar participants at Brown University, Harvard, MIT, NBER Household Finance, Public Economics and Industrial Organization meetings, and the Yale Junior Applied Micro Lunch, for helpful comments and suggestions. Noele Aabye, Lydia Ashton, Sarah Johnston, Carolina Orellana and Unika Shrestha provided excellent research assistance. We also thank the excellent staff and leadership at CONSAR for making this project possible. Hastings gratefully acknowledges support from the National Institute of Aging grant number R01AG032411-01A2, the U.S. Social Security Administration (SSA) as part of the NBER Retirement Research Consortium (RRC), Brown University and the Yale University Institution for Social and Policy Studies. The findings and conclusions expressed are solely those of the author and do not represent the views of SSA, any agency of the Federal Government, the National Bureau of Economic Research, or the RRC.

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