NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

The Impacts of Microcredit: Evidence from Bosnia and Herzegovina

Britta Augsburg, Ralph De Haas, Heike Harmgart, Costas Meghir

NBER Working Paper No. 18538
Issued in November 2012

---- Acknowledgements -----

Earlier versions circulated under the titles “Microfinance at the margin: Experimental evidence from Bosnia and Herzegovina” and “Microfinance and Poverty Alleviation”. The authors thank the editor Esther Duflo and two anonymous referees for their detailed comments. We also thank Joe Altonji, Erik Berglöf, Miriam Bruhn, George Chioran, Maren Duvendack, Karolin Kirschenmann, Emily Nix, Rohini Pande, Georgios Panos, William Parienté, Andrea Presbitero, David Roodman, Alessandro Tarozzi, Chris Udry, Roel van Veldhuizen, Jeromin Zettelmeyer, and numerous participants at various conferences and workshops for comments. Costas Meghir benefited from financial assistance from the Cowles foundation and the Institution for Social and Policy Studies (ISPS) at Yale. This project was conceived with the help of Francesca Cassano and benefited from continuous support from Borislav Petric and Ryan Elenbaum. Carly Petracco provided excellent research assistance. This RCT is registered on www.socialscienceregistry.org under number AEARCTR-0000304. The authors are solely responsible for errors and interpretations of the results, and the views presented do not necessarily reflect those of the National Bureau of Economic Research.

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