NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH

Behavioral Hazard in Health Insurance

Katherine Baicker, Sendhil Mullainathan, Joshua Schwartzstein

NBER Working Paper No. 18468
Issued in October 2012

---- Acknowledgements -----

We thank Dan Benjamin, David Cutler, John Friedman, Drew Fudenberg, Ben Handel, Ted O’Donoghue, Matthew Rabin, Jesse Shapiro, Andrei Shleifer, Jonathan Skinner, Douglas Staiger, Glen Weyl, Heidi Williams, and Danny Yagan for helpful comments. Schwartzstein thanks National Institute on Aging, Grant Number T32-AG000186 for financial support. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for Katherine Baicker -----

Baicker is a director of Eli Lilly, a MedPAC commissioner, and a member of the CBO Panel of Health Advisers.

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